Doctoral · San Antonio, Texas

Is Education, General at University of the Incarnate Word worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 8.2 years.

Earnings 1 year after graduating: Not enough graduates to report; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $102,560; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $176,116; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $187k (likely $187k – $187k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $40k a year vs bachelor's graduates 4 years out in TX; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 8.2 years (likely 5.2–14.6); Bump vs net cost plus loan interest
10-year net return: −$254k (likely −$464k – $5k); Today's dollars
20-year net return: $213k (likely −$202k – $773k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.