First professional · Dallas, Texas

Is Medicine at University of Texas Southwestern Medical Center worth it?

High confidence High confidence: 100+ graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 6.9 years.

Earnings 1 year after graduating: $71,005; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $114,364; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $162,934; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $173k (likely $173k – $173k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $52k a year vs bachelor's graduates 4 years out in TX; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 6.9 years (likely 6.1–8.0); Bump vs net cost plus loan interest
10-year net return: −$88k (likely −$184k – −$3k); Today's dollars
20-year net return: $542k (likely $336k – $769k); Today's dollars
Borrowers making progress / in default, 2 years in: ≤ 20% / not reported; NSLDS AY2016-17, AY2017-18 pooled cohorts measured in 2018-19, 2019-20

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.