Doctoral · Lubbock, Texas

Is Clinical, Counseling and Applied Psychology at Texas Tech University worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 2.2 years.

Earnings 1 year after graduating: $91,783; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $96,583; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $36,369; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $39k (likely $39k – $39k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $33k a year vs bachelor's graduates 4 years out in TX; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 2.2 years (likely 1.3–4.5); Bump vs net cost plus loan interest
10-year net return: −$73k (likely −$268k – $152k); Today's dollars
20-year net return: $271k (likely −$92k – $728k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.