Associate's · Memphis, Tennessee

Is Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Southwest Tennessee Community College worth it?

High confidence High confidence: 100+ graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 0.3 years.

Earnings 1 year after graduating: $83,919; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $85,986; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: Not enough borrowers to report; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $12k (likely $11k – $15k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $48k a year vs high-school graduates aged 25–34 in TN; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 0.3 years (likely 0.3–0.4); Bump vs net cost plus loan interest
10-year net return: $380k (likely $304k – $464k); Today's dollars
20-year net return: $862k (likely $710k – $1.02M); Today's dollars
Odds of finishing (school-wide): 19%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26