Associate's · Trenton, Missouri

Is Liberal Arts and Sciences, General Studies and Humanities at North Central Missouri College worth it?

High confidence High confidence: 100+ graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 9.4 years.

Earnings 1 year after graduating: $33,218; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $43,932; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $6,670; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $28k (likely $28k – $35k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $5k a year vs high-school graduates aged 25–34 in MO; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 9.4 years (likely 6.5–18.8); Bump vs net cost plus loan interest
10-year net return: −$74k (likely −$113k – −$35k); Today's dollars
20-year net return: $13k (likely −$79k – $112k); Today's dollars
Odds of finishing (school-wide): 56%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26