Master's · Duluth, Minnesota

Is Social Work at University of Minnesota-Duluth worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 16.9 years.

Earnings 1 year after graduating: $58,317; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $67,284; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $31,569; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $33k (likely $33k – $33k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $1k a year vs bachelor's graduates 4 years out in MN; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 16.9 years (likely 6.6–20+); Bump vs net cost plus loan interest
10-year net return: −$188k (likely −$276k – −$88k); Today's dollars
20-year net return: −$121k (likely −$308k – $106k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.