Undergraduate certificate · Brainerd, Minnesota

Is Ground Transportation at Central Lakes College-Brainerd worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back fast: graduates typically recover the cost in about 0.8 years.

Earnings 1 year after graduating: $67,484; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $75,075; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $9,500; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $16k (likely $16k – $16k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $34k a year vs high-school graduates aged 25–34 in MN; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 0.8 years (likely 0.6–1.1); Bump vs net cost plus loan interest
10-year net return: $278k (likely $197k – $379k); Today's dollars
20-year net return: $681k (likely $495k – $908k); Today's dollars
Odds of finishing (school-wide): 56%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26