Doctoral · Minneapolis, Minnesota

Is Human Services, General at Capella University worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 15.5 years.

Earnings 1 year after graduating: $86,642; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $76,572; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $81,739; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $87k (likely $87k – $87k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $11k a year vs bachelor's graduates 4 years out in MN; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 15.5 years (likely 6.4–20+); Bump vs net cost plus loan interest
10-year net return: −$394k (likely −$518k – −$270k); Today's dollars
20-year net return: −$329k (likely −$538k – −$101k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.