Associate's · Marquette, Michigan

Is Liberal Arts and Sciences, General Studies and Humanities at Northern Michigan University worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 7.8 years.

Earnings 1 year after graduating: $34,984; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $42,919; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $11,139; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $27k (likely $27k – $37k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $6k a year vs high-school graduates aged 25–34 in MI; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 7.8 years (likely 4.6–19.0); Bump vs net cost plus loan interest
10-year net return: −$57k (likely −$108k – $2k); Today's dollars
20-year net return: $42k (likely −$76k – $173k); Today's dollars
Odds of finishing (school-wide): 54%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26