Associate's · Danvers, Massachusetts

Is Human Development, Family Studies, and Related Services at North Shore Community College worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 6.3 years.

Earnings 1 year after graduating: $45,804; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $45,813; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: Not enough borrowers to report; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $12k (likely $11k – $16k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $2k a year vs high-school graduates aged 25–34 in MA; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 6.3 years (likely 1.7–20+); Bump vs net cost plus loan interest
10-year net return: −$91k (likely −$159k – −$25k); Today's dollars
20-year net return: −$93k (likely −$219k – $40k); Today's dollars
Odds of finishing (school-wide): 24%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26