Bachelor's · Winona Lake, Indiana

Is Psychology, General at Grace College and Theological Seminary worth it?

Medium confidence Medium confidence: 40–99 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 11.6 years.

Earnings 1 year after graduating: $36,825; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $47,717; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $19,500; NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families: $78k (likely $78k – $78k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $9k a year vs high-school graduates aged 25–34 in IN; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 11.6 years (likely 7.5–20+); Bump vs net cost plus loan interest
10-year net return: −$173k (likely −$234k – −$104k); Today's dollars
20-year net return: −$39k (likely −$173k – $117k); Today's dollars
Odds of finishing (school-wide): 60%; Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26

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🍎 Getting ready in high school

Students heading toward teaching & helping people majors like this one often take these classes. Every school offers a different mix, so check with your counselor.

AP classes

AP Psychology
AP English Language and Composition
AP Statistics

IB Higher Level

Psychology HL
Language A HL

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