Master's · Chicago, Illinois

Is Special Education and Teaching at Saint Xavier University worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 11 years.

Earnings 1 year after graduating: $64,003; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $69,196; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $26,319; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $28k (likely $28k – $28k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $4k a year vs bachelor's graduates 4 years out in IL; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 11 years (likely 3.8–20+); Bump vs net cost plus loan interest
10-year net return: −$145k (likely −$242k – −$36k); Today's dollars
20-year net return: −$83k (likely −$275k – $170k); Today's dollars

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.