Doctoral · Miami Gardens, Florida

Is Law at St. Thomas University worth it?

High confidence High confidence: 100+ graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 7.9 years.

Earnings 1 year after graduating: $69,090; Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating: $106,781; Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation: $158,207; NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published): $168k (likely $168k – $168k); AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4: $43k a year vs bachelor's graduates 4 years out in FL; 2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback: 7.9 years (likely 6.8–9.1); Bump vs net cost plus loan interest
10-year net return: −$227k (likely −$331k – −$150k); Today's dollars
20-year net return: $298k (likely $109k – $505k); Today's dollars
Borrowers making progress / in default, 2 years in: ≤ 5% / ≤ 5%; NSLDS AY2016-17, AY2017-18 pooled cohorts measured in 2018-19, 2019-20

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.