CollegeCostWise

Master's · San Francisco, California

Is Student Counseling and Personnel Services at San Francisco State University worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back in time: graduates typically recover the cost in about 3.5 years.

Earnings 1 year after graduating
$82,874
Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating
$98,581
Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation
$41,000
NSLDS pooled AY2022-23, AY2023-24 cohort
Typical borrowing (no graduate net price is published)
$43k (likely $43k – $43k)
AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4
$30k a year vs bachelor's graduates 4 years out in CA
2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback
3.5 years (likely 2.4–6.0)
Bump vs net cost plus loan interest
10-year net return
$71k (likely −$73k – $225k)
Today's dollars
20-year net return
$466k (likely $148k – $810k)
Today's dollars

Change income, residency or loans Compare Student Counseling and Personnel Services at other schools

Scorecard reports no net price for graduate programs; cost is based on what graduates typically borrowed.

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