Bachelor's · Normal, Alabama

Is Psychology, General at Alabama A & M University worth it?

Low confidence Low confidence: fewer than 40 graduates behind the earnings figures.

The verdict · all families, in-state, half paid with loans

Pays back slowly: graduates typically recover the cost in about 11.1 years.

Earnings 1 year after graduating
$32,085
Treasury AY2020-21, AY2021-22 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Earnings 4 years after graduating
$45,250
Treasury AY2017-2018, AY2018-2019 pooled earnings cohort measured in CY2022, CY2023, inflation adjusted to 2024 dollars
Typical federal debt at graduation
$26,971
NSLDS pooled AY2022-23, AY2023-24 cohort
Net cost to graduate, all families
$77k (likely $77k – $108k)
AcadYr 2024-25, reported in IPEDS DCY2025-26
Earnings bump, year 4
$11k a year vs high-school graduates aged 25–34 in AL
2023 ACS 5-year pooled, adjusted to 2024 dollars
Payback
11.1 years (likely 7.2–20.0)
Bump vs net cost plus loan interest
10-year net return
−$166k (likely −$249k – −$79k)
Today's dollars
20-year net return
−$14k (likely −$164k – $175k)
Today's dollars
Odds of finishing (school-wide)
28%
Fall 2019 or AcadYr 2019-20 cohort (differs by institutional calendar), reported in IPEDS DCY2025-26

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